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PUBLICATION SUMMONS: Case No. 09-CV-201

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River Falls, 54022
River Falls Wisconsin 2815 Prairie Drive / P.O. Box 25 54022

(Pub. April 30 - Final May 14)

STATE OF WISCONSIN, CIRCUIT COURT, ST. CROIX COUNTY

TO: Justin D. Luth, PO Box 396, Baldwin, WI 54002

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THE STATE OF WISCONSIN: To each person named above as a defendant:

You are hereby notified that the Plaintiff Liberty Credit Services as assignee of Providian has filed a lawsuit or other legal action against you. The complaint, which is also served upon you, states the nature and basis of the legal action.

Within forty (40) days after April 30, 2009, you must respond with a written answer, as that term is used in Chapter 802 of the Wisconsin Statutes, to the complaint. The court may reject or disregard an answer that does not follow the requirements of the statutes. The answer must be sent or delivered to the court, whose address is 1101 Carmichael Road, Hudson, WI 54016 and to plaintiff's attorney, Howard, Solochek & Weber, S.C. whose address is 324 East Wisconsin Avenue, Suite 1100, Milwaukee, WI 53202. You may have an attorney help or represent you.

If you do not provide a proper answer within forty (40) days, the court may grant judgment against you for the award of money or other legal action requested in the Complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property.

This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

Dated at Milwaukee, Wisconsin, this April 9, 2009.

Howard, Solochek & Weber, S.C., Attorneys for Plaintiff

By: /s/ Jason R. Pilmaier, State Bar No. 1070638

Post Office Address: 324 East Wisconsin Ave., Ste. 1100, Milwaukee, WI 53202; (414) 272-0760

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