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Robber claimed he had gambling debts

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River Falls, 54022

River Falls Wisconsin 2815 Prairie Drive / P.O. Box 25 54022

When Raymond J. Govednik came to Hudson on Feb. 8, it doesn't appear he came intending to rob the First National Bank on Crest View Drive.

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According to the criminal complaint filed in U.S. District Court in Madison, Govednik, 41, of Savage, Minn., told an FBI agent that he had "significant financial problems as a result of gambling" and came to Hudson that day to get a loan from the Cash Store here. After getting a $700 loan, Govednik said he then began to think about robbing a bank and drove around town, finally stopping around 12:20 p.m. in the parking lot of First National.

Govednik entered the bank with a brown paper bag and handed the teller a note that said, "Put all the money in the bag, don't say a word and no one will get hurt." After getting around $6,000 in cash, Govednik left the bank, got back into his vehicle and headed back toward the Twin Cities on I-94. He said he threw the note out the window along the way.

Bank employees provided police with a detailed description of Govednik and also provided authorities with details about his vehicle including the license plate number.

Govednik was stopped just minutes later on I-94 near County 19 by a Woodbury police officer who had been alerted to the robbery. When questioned by the officer, Govednik said, "He was at the bank ... the First National in Hudson." He was taken into custody without incident and the bank's money was recovered. Govednik did not use a weapon in the robbery.

Govednik was extradited to Madison following his arrest and was held in the Dane County Jail. He was indicted last week on a federal charge of bank robbery.

Meg Heaton can be reached at mheaton@rivertowns.net.

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