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Published November 20, 2008, 12:00 AM

NOTICE OF FORECLOSURE SALE: Case No. 07-CV-1133

U.S. BANK, National Association vs. JAY J. LARSEN, PATRICIA RICHARDS, et al.

(Pub. Oct. 16 - Final Nov. 20)

STATE OF WISCONSIN, CIRCUIT COURT, ST. CROIX COUNTY

Case Code: 30404 - Foreclosure of Mortgage

Dollar Amount Greater Than $5,000

U.S. BANK, National Association, as Trustee for the Home Equity Loan Trust 2004-HE7, Plaintiff, vs. JAY J. LARSEN and JANE DOE, unknown spouse of Jay J. Larsen, and PATRICIA RICHARDS and JOHN DOE, unknown spouse of Patricia Richards, and JOHN DOE and/or JANE DOE, unknown tenants, and BENEFICIAL WISCONSIN INC., and BALDWIN AREA MEDICAL CENTER, INC., Defendants.

PLEASE TAKE NOTICE that by virtue of a judgment of foreclosure entered on May 29, 2008, in the amount of $179,715.82, the Sheriff will sell the described premises at public auction as follows:

TIME: December 2, 2008 at 10 a.m.

TERMS:

1. 10% down in cash or certified funds at the time of sale; balance due within 10 days of confirmation of sale; failure to pay balance due will result in forfeit of deposit to plaintiff.

2. Sold “as is” and subject to all legal liens and encumbrances.

3. Buyer to pay applicable Wisconsin Real Estate Transfer Tax.

PLACE: St. Croix County Government Center, located at 1101 Carmichael Road, Hudson, Wisconsin

DESCRIPTION: Lot 10, Acorn Acres in the Village of Somerset, St. Croix County, Wisconsin.

PROPERTY ADDRESS: 306 Cedar Street, Village of Somerset.

Tax Key No: 181-1048-95-000

Dennis D. Hillstead, Sheriff, St. Croix County, Wisconsin

O’Dess & Associates, S.C., Attorneys for Plaintiff, 1414 Underwood Ave., Suite 403, Wauwatosa, WI 53213; (414) 727-1591

O’Dess and Associates, S.C. is attempting to collect a debt and any information obtained will be used for that purpose.

If you have previously received a Chapter 7 Discharge in Bankruptcy, this correspondence should not be construed as an attempt to collect a debt.

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