NOTICE OF FORECLOSURE SALE: Case No. 08-CV-707

(Pub. March 5 - Final April 9)

STATE OF WISCONSIN, CIRCUIT COURT, ST. CROIX COUNTY

The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee, Plaintiff, vs. Michael Culver, Erin Culver a/k/a Erin M. Culver, U.S. Bank, National Association ND, Cottonwood Financial LTD, Capital One Bank, Unifund CCR Partners and Arrow Financial Services LLC, Defendants.

PLEASE TAKE NOTICE that by virtue of a judgment of foreclosure entered on September 9, 2008 in the amount of $324,664.62, the Sheriff will sell the described premises at public auction as follows:

TIME: April 21, 2009 at 10:00 a.m.

TERMS: Pursuant to said judgment, 10% of the successful bid must be paid to the sheriff at the sale in cash, cashier’s check or certified funds, payable to the clerk of courts (personal checks cannot and will not be accepted). The balance of the successful bid must be paid to the clerk of courts in cash, cashier’s check or certified funds no later than ten days after the court’s confirmation of the sale or else the 10% down payment is forfeited to the plaintiff. The property is sold ‘as is’ and subject to all liens and encumbrances.

PLACE: On the East steps of the St. Croix County Courthouse, in the City of Hudson, St. Croix County.

DESCRIPTION: Lot 16, Vine Hills. Said land being in the City of Hudson, St. Croix County, State of Wisconsin.

PROPERTY ADDRESS: 2241 Ruby Road, Hudson, WI 54016

Dennis D. Hillstead, Sheriff, St. Croix County, Wisconsin

GRAY & ASSOCIATES, L.L.P., Attorneys for Plaintiff, 600 N. Broadway, Milwaukee, WI 53202-5099

Pursuant to the Fair Debt Collection Practices Act (15 U.S.C. Section 1692), we are required to state that we are attempting to collect a debt on our client’s behalf and any information we obtain will be used for that purpose. If you previously received a discharge in a Chapter 7 bankruptcy case, this should not be construed as an attempt to hold you personally liable for the debt.

Tags: publicnotices, stcroixcounty, foreclosure, sale, michael, culver